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Health Savings Account (HSA)

  • $100 minimum opening deposit
  • Customer must have a qualified High Deductible Health Plan
  • No monthly service charge when the minimum daily balance is over $1,000; a $5 monthly service charge if the daily balance drops below $1000

Holiday Savings

  • $5 minimum to open
  • 4 withdrawals per calendar year, $10 fee for each additional withdrawal
  • Automatic transfers from other deposit accounts available
  • $10 fee to close account

Individual Retirement Account (IRA)

  • $100 minimum opening deposit
  • Multiple terms to choose from
  • Choose between a Traditional IRA or a Roth IRA
  • Individual must have earned income or be married to someone with earned income and is filing a tax return.
  • Contributions must be made from earned income.
  • Penalties for early withdrawal

Money Market Accounts

  • $100 minimum opening deposit
  • No monthly service charge when minimum daily balance is over $2,500; $10 monthly service charge if the daily balance drops below $2,500.
  • Interest bearing accounts with tiered competitive interest rate
  • Simple interest paid monthly with the Interest rate and Annual Percentage Yield (APY) subject to change.
  • Monthly imaged statement.
  • Six withdrawals allowed per month with no more than 3 by check, draft or similar order to third parties. Fee for additional withdrawals.

Moola-Moola Savings Club

  • Must be under 18 years of age to open account
  • $25 minimum to open
  • 4 withdrawals per quarter, $10 fee per each additional withdraw
  • Child receives a gift for each deposit
  • $10 fee to close account

Personal Savings

  • $100 minimum to open
  • Interest paid quarterly
  • 6 withdraws allowed per quarter, $2.00 fee per each additional withdraw
  • Unlimited ATM transactions
  • $5.00 quarterly fee if the daily balance falls below $100

If you are interested in any of these products, you can click here and fill out our online form, or contact your local First Volunteer Bank.

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